Can’t I use credit cards with my Alipay family account?

Yes.

The payer (primary) of the Family Account can use balance, debit card, credit card, and Yu'E Bao. Account discounts such as red envelopes and Jifenbao are not supported, and Huabei payment is not supported. When paying with Family Account, when the seller has not opened a credit card for large-amount payments (such as mobile phone recharge, game points, etc.), the use of credit card channels is not supported.

The sequence of deductions from the Family Account is: user-defined default tool credit card express credit card cartoon balance debit card quick debit card cartoon balance treasure; if the transaction does not support credit card payment services (including never-stop, never-stop Non-stop lottery, small amount credit card experience business), the funds in the credit card will not be deducted first.

Extended information

Other deduction rules for Intimate Payment

1. The user (deputy) of the family account can use red envelopes when selecting the family account at the cashier. , Jifenbao and other account discounts.

2. Postal Savings Bank cards cannot be used for intimate payment. Currently, some Rural Credit Bank card-issuing banks do not support intimate payment deductions. Please refer to the page for supported banks.

3. The person who uses the family account (deputy) has been opened a family account by multiple people. If you want to use someone's family account first, you can set the payment channel sorting in the payment settings on the Alipay APP.