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Credit card If there is no money in the credit card but only a credit limit, can I withdraw cash or transfer money?

If there is no money in a credit card, there is only a credit limit, and cash can be withdrawn, which is called cash advance; Can't transfer money.

The amount of cash that can be borrowed in advance is one-third to the full amount of the credit line, and the total amount with the total amount of the signed account shall not exceed your credit line, and some banks have restrictions on the amount of cash that can be borrowed in advance every day;

some domestic banks are limited to 5% of the credit line;

you can get cash quickly without any guarantee within a limited amount;

there is no interest-free repayment period for cash borrowed by credit card, and interest will be calculated from the day when cash is withdrawn;

The interest rate of cash borrowed in advance is very high, with a daily interest rate of five ten thousandths;

the handling fee is very high. Generally, the handling fee is more than 1%, which is charged at one time.