Current location - Trademark Inquiry Complete Network - Overdue credit card - Will the credit card be deducted first if there is a balance?
Will the credit card be deducted first if there is a balance?
Yes Credit cards will give priority to deducting the available balance in the credit card account when spending. If there is enough available balance in the credit card account, the system will pay with the balance first, and then deduct the corresponding amount from the credit line. This method of deduction is suitable for those credit cards with credit limit, which can be spent in each account period, and the arrears can be paid off before the maturity date to avoid paying interest.