1 does not meet the application conditions: the credit card applicant must be between 18-65 years old (inclusive) and have full civil capacity. If the applicant's age does not meet the conditions for bank card approval, it will be rejected by the bank.
2. Inconsistent financial ability: If the applicant does not have a stable job and income, he can't prove that he has repayment ability, and the bank can't pass the examination.
3. There is something wrong with credit: credit is very important when applying for a credit card. When applying for a credit card, the bank will check the applicant's personal credit as the basis. If the applicant has poor credit and high personal debt, then the bank will not pass.
Why was the credit card of China Everbright Bank rejected after face-to-face signing?
There are several reasons why the credit card visa of China Everbright Bank may be rejected:
1. The application materials are inconsistent.
During the interview, the bank staff will re-examine the customer's application materials, including personal identity, work unit, annual income and home address. If the application materials are found to be seriously exaggerated or forged during the examination, then the interview will not pass so smoothly.
2. Lack of financial resources
Although the personal financial situation was also evaluated when applying for a card before, many small partners were relatively easy to pass because they applied online. However, you need to apply for an interview at the business outlets. When you do this, the staff will re-check your financial situation. If the staff thinks that you are unable to pay the credit card bill, the interview may also be rejected.
3. Bad attitude
Face-to-face interviews with banks must be sincere and don't be impatient and bored with the staff. The basic quality of customers is also necessary in face-to-face interviews. Only by giving bank staff a good external image can the success rate of face-to-face signing be higher. Matters needing attention in face-to-face interview are best dressed appropriately, and it is best to wear formal clothes.
Extended data:
The credit card interview may be rejected, because the main purpose of the credit card interview is to enable the bank to verify your identity information, check whether your information is true and see if I applied for it. If a credit card is to be approved, it must meet the requirements of the bank in terms of credit information and income and financial resources. If it does not meet the requirements, the bank will refuse your card application.
Matters needing attention in credit card face-to-face signing of China Everbright Bank:
1. Wear formal clothes to make a good impression on the bank staff.
2. The prepared information should be complete. If the information is incomplete, the bank will not pass. Therefore, it is necessary to prepare proof of work, proof of income, real estate license or deposit certificate.
Be careful when answering the questions of the staff. Be careful not to answer wrong questions, and don't answer questions different from the data.