The threshold of bank bill installment is 3-5 yuan. If the threshold of credit card bill installment is 3 yuan, when the installment amount is less than 3 yuan, it will show that the bill installment is less than 3, which means that the bill installment application failed. Users need to increase the bill installment amount, and when it reaches the minimum standard of 3 yuan, it can be divided into normal installments.

credit card bill installment:

credit card bill installment is one of the types of credit card installment, which means that the credit card holder requests the credit card center to return the consumption amount to the bank in installments after swiping the card. Installment payment of credit card bills is the simplest method of installment payment. You only need to call the bank credit card center or log in to personal online banking to apply for installment payment during the period from the credit card consumption to the due repayment date. Under normal circumstances, as long as you have no bad personal credit record, you can get approval.

Application:

Generally, the application for bill installment can be accepted by calling the customer service center or telephone bank of the issuing bank. ICBC cardholders can apply for installment payment at ICBC outlets, ICBC online banking, telephone banking and mobile banking, and China Merchants Bank can apply for it at the bank's online banking. Relevant persons of CCB reminded cardholders that although various banks have introduced bill installment payment, it does not mean that every cardholder can pay by credit card installment. Generally, banks should evaluate the credit status of cardholders according to their credit limit and credit records of card consumption. Only after the assessment is passed can the cardholder make the installment payment smoothly; If the evaluation result is not satisfactory, the bank may reject the cardholder's application for installment payment, or fail to give the cardholder the amount of installment payment he wants. Cardholders can fully consider their own financial situation and apply for installment by telephone.

Minimum consumption:

The minimum consumption for each bank to apply for installment is basically between 5 and 1,5 yuan, among which ICBC is 6 yuan, CCB, BOC and CMB are 1 yuan, Bank of Communications is 1,5 yuan (Y-power card is a single 5 yuan), CITIC is 1,2 yuan, while Agricultural Bank of China and Guangfa Bank stipulate that a single credit card amount of 5 yuan or more can apply for installment. Everbright Bank does not require the amount. As long as the cardholder uses the designated card, the bill will be automatically divided into 12 installments.