1. Student identity authentication: Filling in school information can help credit card companies confirm your student identity, thus providing specific student discounts and benefits. These benefits include low interest rate, no annual fee, unique incentive plan and so on.
2. source of income: filling in the school information can let the credit card company know your source of income. Although as a student, your income mainly comes from scholarships, grants and part-time jobs, it is still a source of income.
3. Academic performance and academic ability: Fill in the school information and show your academic ability and performance level to the credit card company. Some credit card companies will consider students' academic performance to evaluate their credit reliability and repayment ability.
4. Relevant resources and support: filling in the school information will establish contact with the school or the institutions that cooperate with the school and provide you with more financial resources and support. For example, credit card companies cooperate with schools to provide exclusive financial services for students and provide convenience and concessions for students. Credit card is a payment tool issued by banks or financial institutions, which allows cardholders to borrow funds within a certain limit for shopping or other payment transactions. Unlike debit cards, credit cards do not need to be debited from the cardholder's bank account immediately.