Hello, the credit card called. This is only part of the preliminary review of credit cards. The credit card application platform will generally call the applicant and his company to verify the reliability of their information and company information. However, this does not mean that the return call is passed. If the answer is wrong, or the information is inconsistent with the information filled in the application, if the answer time is too long, the bank may think that there is something wrong with the applicant's information, leading to the refusal of the visa.

1. For young partners who have just graduated, when they need capital turnover, they often choose to apply for credit cards online, which is convenient and fast. After the bank has passed the preliminary examination, most banks will verify the basic information of the applicant in the form of telephone call back. After the return visit, if the bank confirms that it is consistent with the information filled in, it will generally issue the card within 7 working days. If no one answers the phone during the return visit, the information is inconsistent with the online application materials, and the answer is hesitant, the bank will easily think that there is something wrong with the applicant's information, which will eventually lead to the failure of card issuance. In addition, the credit card phone call back will also verify the work information with the company.

It is best to say hello to the management of the company in advance to avoid misunderstanding. Friends who have applied for a credit card should know that in the process of bank review, they may receive a call back from the bank (also known as credit reporting). Bank callback numbers are basically personal mobile phones and company landlines, so these two numbers are very important. Generally speaking, the questions asked are the information filled in when applying. Many people will answer the bank's questions indiscriminately, which is also an important reason for being rejected. We should also make some preparations for the bank's telephone call back, just in case, to ensure that there is no mistake.

1, the processing method of credit card return visit is as follows: greet the company front desk in advance, and return visit is as above. The company's landline is easy to be hit, so saying hello in advance can avoid mistakes. Even in the case of packing, whoever can connect to the landline must be ready, even if it is answered by himself. If it is a personal mobile phone, not to mention. Ensure a good environment when the bank calls back, try to keep the surrounding environment quiet. Don't answer the phone in noisy environment. Remember all the application materials in advance, whether it is true or not, as long as you fill in the application form yourself, everyone should remember that the information must be consistent when answering, so as not to arouse the suspicion of the bank. Such as work information and contact information.

2. Provide your own support information. If some information is not filled in the application form, the bank can take the initiative to mention it when it pays a return visit, especially in terms of financial resources, such as deposits and wealth management. Of course, there is no money or thousands of dollars. There is also the mailing address of the credit card. In fact, this is a detail problem, which is often ignored by small packaging partners, because it is unfavorable to fill in the address directly. The correct way should be to send the card directly to the company address, so as to confirm that you are real and stable in this company and can receive the card.