After submitting their credit card information, many users received a text message from the bank refusing to issue a card within a few minutes. The reason for every rejection is insufficient comprehensive score. In fact, there are dozens of reasons for rejection of credit card applications. Only by finding out the reasons for rejection and taking appropriate measures can the improvement be improved, and then go to apply for a card. Therefore, knowing the real reason for rejection of the application is very important. Whether you can successfully pass the review in the future is of great significance.

Analysis of Guangfa Bank credit card rejection codes. The following rejection codes are the most important ones.

The application cannot be processed if the basic credit information is not detailed or in risky areas or if the household registration is not well marked.

Currently, those who hold credit cards from our bank are in arrears or are at high risk, so they cannot apply for a credit card.

The credit risk category cancellation mark on our bank's card cannot be processed.

Our bank’s credit card has a bad credit record and cannot be applied for.

UnionPay, China Banking Regulatory Commission bad list or blacklist cannot be processed.

Customers who do not meet the application conditions cannot expand the scope of comprehensive credit.