1, the salesman handles the card. Many banks have professional credit card salesmen. You can apply for a credit card directly through these credit card salesmen.

2. Bank websites or professional credit card websites handle credit cards. Many domestic banks have opened online credit card applications, and some professional commercial websites can also handle credit cards.

3. The bank issues cards directly. Friends who need to apply for a credit card can go directly to the bank outlets. After the credit card is approved, the bank will mail it to your designated address.

There is no so-called internal channel, and nine times out of ten it is a lie!