The annual fee for the JD Baitiao Co-branded Card varies depending on the bank and card type. The charging standards are different, and the requirements for annual fee reduction and exemption are also different. It is recommended to carefully read the introduction of the Xiaobai Card’s benefits when applying for the card.

Take CITIC and Shanghai Little White Cards as examples:

Currently there are three JD.com CITIC Little White Cards. The annual fees are introduced as follows:

CITIC UnionPay Little White Card: If you swipe or withdraw cash once within 30 days after the card is approved, you can enjoy the first-year annual fee exemption. If you swipe the card or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee of the next year, and so on.

CITIC Visa Little White Card: Enjoy the unconditional lifetime annual fee exemption during the validity period of the card, and enjoy the CITIC Credit Card Visa Signature Platinum Level benefits. ?

CITIC Xiaobai TWO Card: CITIC Xiaobai TWO Card (Bixin Edition, Like Edition, Justice League) is free of annual fees within the validity period, and the annual fee of 200 yuan for gold cards is waived without card swiping conditions.

The annual fee for Bank of Shanghai Little White Card is introduced as follows:

Enjoy the financial service privileges of Bank of Shanghai Credit Card Gold Card, which is exempt from the annual fee in the first year, and will be waived for the following year if you make 3 purchases in the same year. fee.