What are the repayment methods for Ping An Bank’s credit cards? These tips will help you pay off your debt quickly

People use credit cards largely because the overdraft consumption function of credit cards allows people to reduce the pressure on consumption. Of course, you will have to pay back the amount you consume later, but Some people are applying for a credit card for the first time, so they may not be clear about how to repay the credit card. For example, someone who just applied for a Ping An Bank credit card asked: What are the repayment methods for Ping An Bank credit cards?

1. Alipay repayment

Alipay can be said to be an APP that everyone has on their mobile phones. It is also very convenient to use Alipay to repay credit cards. You can directly log in to the Alipay APP. Then click to enter the "Application Center", select "Credit Card Repayment", and then select the Ping An Bank credit card you want to repay to perform the operation.

2. Customer service phone repayment

You can call Ping An Bank’s customer service hotline 95511 or 400-669-9999, and then apply to activate the credit card repayment function, and then you can make the payment by phone. I have paid off your Ping An Bank credit card.

3. WeChat repayment

Basically, banks now have their own WeChat public accounts. You can follow Ping An Bank’s WeChat public account and then bind the repayment you want to make. Ping An Bank credit card, then enter the official account, click "I want to process" in the menu bar at the bottom of the official account page, and then select "Quick Repayment".

The above is a summary of some Ping An Bank credit card repayment methods. Of course, in addition to the above three methods, you can also repay through online banking, mobile banking, or go to bank branches to repay. There are many ways to repay, and most of them are convenient and quick. If you find it troublesome to repay the loan yourself, you can also open an automatic repayment service.

How to repay Ping An Bank’s credit card (debit card)?

Ping An Credit Card (debit card) has many repayment methods, such as branch counters, mobile banking, online banking, etc. Specific analysis:

1. Bank branches: users bring their personal With your ID card and credit card (debit card), go to any Ping An Bank branch and repay through self-service terminals, branch counters, counter transfers, ATM inter-bank transfers, and other bank counter transfers and remittances.

2. Telephone repayment: Users call Ping An Bank’s credit card (debit card) customer service hotline, select manual service, and activate the credit card (debit card) telephone repayment function.

3. Mobile banking repayment: Users download the mobile banking of Ping An Bank credit card (debit card), register or log in, click My Financial Circle, Myself, and select the credit card (loan) that needs to be repaid. Just charge the card) and run the repayment.

4. Online banking: Users register or log in to the Ping An Bank online banking Ping An One-Connect account, and then select remittance transfer to repay.

5. Third-party platform repayment: Users can choose third-party payment platforms such as Alipay, WeChat, Ping An Bank official account in WeChat, and UnionPay QuickPass for repayment. After users log in to these platforms, they can choose a credit card (debit card) for repayment, and then follow the reminders to make the repayment.

How to repay Ping An Bank's credit card?

There are many ways to repay Ping An Bank's credit card, including automatic repayment by binding the card, Ping An Pocket Bank APP repayment, and official website repayment. Repayment at bank branches, repayment through third-party repayment channels, etc.

Note that different repayment methods and channels may require repayment fees, such as WeChat credit card repayment, other credit card repayment slots, etc., which are not free lunches.

In addition, regarding the repayment amount, if you do not have the ability to repay in full, you can choose to repay in installments and the minimum repayment amount. Although you need to bear additional costs, it can ensure that your credit score is not damaged.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. [1] As of November 2018, the number of cards in circulation has exceeded 50 million. [2]

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

1. Fee information:

Over-limit fee: Over-limit fee is charged based on 5% of the over-limit part, and there is no minimum and maximum limit;

Late payment fee: 5 of the unpaid portion of the minimum repayment, the minimum charge is RMB 20;

Inter-bank cash withdrawal handling fee: 2.5 of the transaction amount, the minimum charge is RMB 25;

Inter-bank cash withdrawal Handling fee: 2.5 of the transaction amount, the minimum charge is 25 yuan;

Inter-bank overpayment recovery handling fee: 0.5 of the transaction amount, the minimum RMB charge is 5 yuan;

Inter-bank Overpayment recovery handling fee: 0.5 of the transaction amount, the minimum RMB charge is 5 yuan;

The cost of replacing a damaged or degaussed card is 15 yuan;

Express fee (optional) ) 20 yuan;

Handling fee for re-sending statement: free within 3 periods, and then charged RMB 10 per month each time;

Lost card reporting fee is 60 yuan;

The handling fee for the password reset letter is 20 yuan;

The domestic purchase order is 20 yuan[12];

2. Application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply for a personal credit card master card from the card issuer with his or her valid identity document and other documents required by the card issuer. .

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

How to repay with a Ping An Bank credit card

You can repay via bank or mobile banking.

Ping An Bank’s credit card currently provides multiple repayment methods:

1. Log in to Ping An Pocket Bank APP-Credit Card Homepage-One-click repayment. Supported banks: Industrial and Commercial, Agriculture, Construction, Everbright, Bank of China, China Merchants, our bank debit card, all-in-one card, transportation, CITIC, Pudong Development, Industrial, and Guangfa.

2. Alipay repayment: Log in to Alipay APP - Home Page (More) - Convenience Life (Life Account) - Follow Ping An Bank Credit Card - Click to repay immediately and follow the prompts. Warm reminder:

1) The single and cumulative transfer repayment limits are subject to the relevant regulations of the debit card issuer and Alipay;

2) Please ensure that the transfer out of the debit card has been To activate the online banking function, please consult the debit card issuing bank for related matters;

3) The current list of banks that support Alipay online repayment is subject to the announcement on the Alipay website.

3. WeChat repayment:

1) Log in to WeChat, enter the "Me" interface, and click "Wallet".

2) Enter "Credit Card Repayment"

3) Follow the prompts to add a credit card or repay the added credit card.

Warm

Warm reminder:

1) If you hold an All-in-one series of cards, it is recommended to first go through "My Wallet - Bank Card", select credit card binding, and bind After success, repay through the above methods

2) You can check the current bill repayment status through this repayment method;

3) From August 1, 2018, Each repayment will be charged a bank payment channel handling fee of 0.1 of the repayment amount, with a minimum of 0.1 yuan. Note: The handling fee is collected by WeChat. If you have any questions about the fees, you can call WeChat customer service 95017 to inquire

4. Network Repayment:

1). Online banking repayment of Ping An Bank (formerly Shenzhen Development Bank);

2). Online repayment of Ping An Wealth e-account;

3). Alipay online repayment;

4). Tenpay online repayment;

5). Kuaiqian online repayment;

6) .Yibao online repayment;

7).Other bank online banking transfer repayment (the transfer bank will charge a handling fee);

8).ICBC online banking repayment

9). For details of UnionPay online repayment, you can click on the following link to view the repayment guide introduction

Operating environment: Alipay 10.2.36.800, WeChat 6.7.0

1. Ping An Bank Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province.

2. Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 5.238%. It is the controlling shareholder of Ping An Bank. It has 34 branches across China and a representative office in Hong Kong.

That’s it for the introduction of how to repay Ping An Credit Card.