1. Difference between associated accounts: Debit card is directly associated with the cardholder's bank account, and the funds on the card come from the associated account. The moneylink card is an independent card, and its funds come from the amount pre-deposited in the card by the user, which is not directly related to the cardholder's bank account.
2. Difference in scope of use: Debit cards can be used worldwide, including withdrawal, consumption and online transactions. The use of smart cards is limited, depending on the restrictions imposed by ICBC and the acceptance of cooperative merchants.