First, the easiest banks to apply for cards: Ping An and CITIC.
Ping An and CITIC have the lowest requirements among all banks, so it is best to get a card. The materials to be processed are: ID card+work permit (business card, work permit, work certificate).
An obvious example: other banks 18-20 basically can't get a card (not counting the supplementary card), but CITIC and Ping An can get a card very well! Because CITIC and Ping An are relatively small in scale and have fewer cards, the requirements are relatively low. For example, the four major banks are not worried about the amount of cards at all, and the requirements are naturally high!
18 -20 years old
Credit card of China CITIC Bank: 3000-8000 (male: 3000, female: mostly 4500)
Ping An Bank Credit Card: 3000-8000 (male: 3000, female: 3000)
20-24 years old
China citic bank 3000- 12000
Ping An Bank 3000- 15000
Over 24 years old
Judging from their own financial resources: the two banks basically started at 3000. CITIC Platinum Card 50W capped; Ping An Platinum Card 20W capped.
Second, the bank with the highest quota: Minsheng
Minsheng Bank has the highest quota among all banks, which can reach 100W, and the first batch is 2W. But most of them have annual fees.
Card requirements: bank flow, ID card, credit card used for half a year, and good records are required.
Third, the fastest bank to get off the card: Everbright
The instant loan of China Everbright Bank was submitted successfully, and the result was given in 10 minute. You need an ID card, a half-year credit card or a social security card.
Fourth, it is best to get a diploma: transportation, investment promotion.
Bank of Communications: 6,000 college degrees; Bachelor degree 1.2W from batch.
China Merchants Bank: 8,000 junior college students and 0/0.2 million undergraduate students.
Both banks can use ID cards and academic credentials, but academic credentials need to be searched online, and not all of them can be found in diploma workshops! Also, if you give a work certificate, the amount will be higher!
Two banks, Jinbao, have applied for academic qualifications: China Merchants Bank Youth Card 1 0,000 yuan and Bank of Communications Youth Card 8,000 yuan. But now it pays more attention to income. Apply after you have a job, and take the card slowly and steadily!
5. What kind of occupation is most suitable for card approval?
Abstract of intransitive verbs
Shopping mall staff, counter shopping guide: the card approval rate is over 89%
Company employees, receptionists, clerks and administrators: more than 89%.
Building materials shopping malls, shopping guides, shop assistants and salespersons: 80% (places are generally high)
Front desk: 89%
Company salesman: 23% is very low.
Operator: 60% of the quota is low.
Hotel Attendant: The 50% quota is low.
Cashier: 90% moderate limit
Telephone sales: 10% is low.
Brand counter: 99% quota is high.