According to the provisions of Article 26 of the Measures for the Administration of Bank Cards, the cardholder shall bear the expenses for inter-bank withdrawals from ATM machines, and the following charging standards shall be implemented:

(a) the cardholder withdraws money within the city where the card is received, and each charge shall not exceed 2 yuan RMB;

(two) the cardholder withdraws money outside the city where the card is accepted, and the fee for each withdrawal shall not be lower than 8 yuan RMB;

ATM inter-bank withdrawal fees are allocated according to the proportion of 70% for all machines and 30% for the information exchange center.

Twenty-seventh commercial banks should charge settlement fees to merchants for overseas bank card acquiring business, and the charging standard shall not be less than 4% of the transaction amount. Domestic banks sign credit card agency acquiring agreements with overseas institutions, and the profit sharing ratio is 37.5% and 62.5% of the merchant handling fees paid by domestic banks and overseas institutions respectively.

Extended data:

Article 35 of the Measures for the Management of Bank Cards: The RMB card of the unit can handle the settlement of commodity transactions and labor supply funds, but it shall not be overdrawn; Exceeding the starting point stipulated by the People's Bank of China, it shall be transferred by the local branch of the People's Bank of China.

Article 36 The issuing bank authorizes each withdrawal of a credit card, and the daily cumulative withdrawal of each card shall not exceed 2,000 yuan. The issuing bank shall set a transaction ceiling for cardholders to withdraw money from ATMs. The cumulative daily withdrawal of each card shall not exceed RMB 5,000.

Baidu Encyclopedia-Bank Card Management Measures