1, CCB only needs 200,000 gold cards and 500,000 platinum cards;
2. In terms of handling fees, 20% off for gold cards and 50% off for platinum cards;
3. Wait in line, swipe the gold card and the platinum card at the same time at the number pick-up machine, and call the platinum card first;
4. Platinum card can enjoy VIP access and VIP lounge in many airports, but gold card can't.
5. On holidays, the platinum card will be better than the gold card, and other loss reporting fees and deposit certificates will not be charged.
Which bank's credit card platinum card is better to use? Gold card has higher credit limit, higher annual fee, more favorable handling fee and more value-added services than ordinary card.
The difference between ordinary card and gold card of CITIC Bank;
Annual fee, the annual fee for ordinary cards is around 150 yuan, and the annual fee for gold cards is around 300 yuan (I don't know if the data has changed now).
Amount, the amount of ordinary credit cards is generally not very high, unless the old customers with good credit can increase the amount without replacing the gold card; The amount of gold cards can generally reach tens of thousands of yuan (depending on the comprehensive credit situation).
Points, such as ordinary cards are generally one yuan a minute, gold cards are two yuan a minute, and birthday months are double points.
Activity is whether the cooperation with other cooperative merchants is only aimed at the needs of gold card users.
Other benefits, gold card is more than Puccardo, and platinum card is much more than gold card.
People's credit card platinum card, which bank's credit card platinum card is better to use? If you apply for China Merchants Bank Platinum Credit Card, your credit limit is close to our maximum gold card limit of ￥ 50,000. Please go to our outlet to get the Platinum Card Application Form, fill it out and attach a copy of your identity certificate and work certificate.
There are also new financial documents, mainly copies of your large deposit certificate, real estate license and driving license of high-end private cars. It will be more helpful for us to know your personal situation if you can provide relatively complete financial documents.
Understanding and judgment of credit limit. At present, only the online application of UnionPay Zunshang Platinum installment credit card has been opened, and the installment consumption will be automatic after the application. To apply, please click.
: market.cmbchina./ard/platinum4/.If you don't need this function, you are advised to go to the counter or call the credit card service hotline of China Merchants Bank.
Money, the customer service specialist will register an appointment for you. If you meet the application requirements, our account manager will contact you within 1 month and will give you a detailed introduction.
Please refer to:. cmbchina。 /vip/
Is CCB's credit card gold card advanced or platinum card advanced? From the card level, the platinum level is higher than the gold level. Similarly, the benefits of platinum credit cards are better than those of gold credit cards.
Can I take the platinum card of Bank of China to CCB to apply for a credit card? CCB does not accept credit cards from other banks.
At present, there are two ways for CCB to apply for a credit card, one is online application, and the other is online application.
Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.
Online application, which is the traditional way to apply for a credit card. When applying, you should bring proof of work income (work permit, employment certificate, salary card (preferably more than 3 months), tax bill for the last 3 months, social security bill, provident fund bill, etc. These are not necessary, but you can have them. If you can attach some financial certificates, such as real estate, automobile production, time deposit certificate of China Construction Bank, it is very important to get a card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )
It takes about 20-25 working days for his credit card to be approved, just like one month. The landlord can know the approval progress of your card through the "application progress inquiry" on the home page of his credit card.
Which bank's credit card platinum card is only suitable for you, not absolutely!
Many banks have many discounts on platinum cards and super platinum cards, but platinum cards often have annual fees as high as several hundred thousand. If you rarely or even can't go to the high-end consumption places provided by this card (such as golf and airport VIP lounge), your annual fee is definitely not worth it, that is, you have spent money.
So I think, when choosing a credit card, don't blindly pursue gold card, platinum card, diamond card and so on. Sounds good. The most important thing is to choose a card that is purchased, practical and suitable for your own use.
Generally speaking, there are three ways to use CCB Credit Card to upgrade Platinum Card:
1. For customers who use the card well, the bank will send an invitation message to invite you to become a platinum card customer.
2. Your gold card has always been very good. You can try to apply for a platinum card in CCB official website. The bank will refer to your original credit card usage and may approve a platinum card for you.
3. Go to CCB outlets to apply for CCB Platinum Credit Card and submit some financial certificates (property certificate, vehicle production certificate, income certificate or CCB deposit certificate, etc.). Banks will refer to your financial situation when approving platinum cards, which is more conducive to approving platinum cards.
If I have a gold card from Bank of Communications, can I still apply for a platinum card? Generally not. This requires qualifications. Some platinum cards are deceptive.
The quota is unchanged, but there is a high annual fee, which cannot be offset.
Can I deposit 400,000 yuan at one time to go to CCB for a credit card, gold card or platinum card? Construction Bank Platinum Card Application Conditions:
In principle, customers applying for financial platinum card must meet one of the following conditions.
(1) Average monthly balance of CCB's financial assets (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 500,000 yuan (inclusive) within one year;
(2) Within one year, the average monthly balance of personal loans reached more than 6,543,800 yuan (inclusive), with good repayment and no bad records; (3) The accumulated consumption of Longka in one year is more than 654.38+10,000 yuan (inclusive).
Supplement: Please consult the local branch or 95533 for specific implementation standards.