(1) Required documents
1, ID card
Domestic residents: a copy of the applicant's identity certificate or military officer's card.
Overseas residents: (Both A and B must be provided)
1. Hong Kong and Macao residents shall provide copies of their return certificates, Taiwan Province residents shall provide copies of their passports, and other foreigners shall provide copies of their passports.
B. Copy of domestic residence certificate or temporary residence permit
2. Proof of work and receipt
A. Work certificate: copy of work permit or work identity certificate or original work certificate stamped with the official seal of the unit.
B proof of income: the last three months' payroll record issued by the bank (copy of the payroll card statement) or the copy of the personal income tax withholding certificate or the original proof of income issued by the unit.
(2) Other supporting documents (please provide as much as possible, which will help to improve your credit limit)
Education, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Industrial Bank's time deposit certificate, telephone number of current residence in the last three months, original water, electricity and gas bills, and other bank credit card documents (original statements of the last three periods).
☆ Note: If the supporting documents are photocopies, please use A4 copy paper.
Documents required by Guangdong Development Bank:
1. Your identification documents (main card and supplementary card) [such as Chinese resident ID card, military officer's card, passport, etc. ].
2. proof of residence [any bills such as water, electricity and fixed telephone charges in the last month-must be in your own name].
Three, the recent three consecutive months of salary passbook [passbook must include the home page, account number and name can be clearly identified].
4. For a more objective and accurate evaluation, please provide: □ household registration book, □ real estate license, □ driver's license, □ academic certificate, □ professional certificate, etc.
Documents required by Shanghai Pudong Development Bank:
1. A copy of your/supplementary card applicant's China identification document.
2. Proof of residence (any bills such as water, electricity, coal and telephone charges in the last month-must be in your own name). Please provide any of the following three income certificates:
1. Bank statement or passbook showing salary income for the last three consecutive months (bank statement/passbook must include the home page showing account number and name)
2. Personal income tax returns for the last three consecutive months.
3. The original income certificate issued by the unit.
If you are willing to provide more financial proof, you can provide the following documents:
1, property certificate of own house 2, bank savings deposit certificate
Documents required by China Industrial and Commercial Bank:
Copy of the applicant's ID card of the main card and the auxiliary card (required). Identity documents refer to one of resident identity cards, military officers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.
Two, proof of work, such as a copy of the work certificate, the original work certificate issued by the work unit, a copy of the professional qualification certificate, a copy of the professional title certificate.
3. If you provide a copy of ICBC's "wealth management fund" account or a copy of master's or above diploma and degree certificate, it will speed up your card processing process. Applicants who work in a company (enterprise) generally need to provide proof of their own property (copies of their own property ownership certificate, public housing lease agreement or public housing purchase agreement, housing loan contract and other information).
4. In order to process your application as soon as possible and obtain an accurate credit limit, please provide the following financial documents, such as payroll records issued by banks, income certificates issued by units, income tax withholding certificates, driving licenses of your own cars, copies of our time deposit certificates and other materials.
Documents required by Shenzhen Development Bank:
First of all, the information that must be provided:
1. Copy of the applicant's ID card of the main card and the auxiliary card, and check the original by the bank.
2. Work certificate (choose one of the following): copy of work permit, work certificate issued by the unit, professional title, professional qualification certificate and other materials.
3. Proof of address (choose one of the following): the latest bill for fixed telephone, home address, water and electricity bill or gas bill, etc.
Two, if the following financial documents are provided, it will help to speed up the examination and approval and improve the credit line.
1, income certificate (provide the following options): salary record issued by the bank, income certificate issued by the unit,
Copy of bank time deposit certificate, income tax withholding certificate and other materials.
2. Housing certificate (optional for the following items): a copy of the self-owned real estate license, the down payment certificate of the self-owned housing mortgage and other materials.
3. A copy of your own car driving license.
Documents required by Bank of Communications:
I identification documents of you/supplementary card applicant (such as ID card, military officer's card, pass or passport, etc.). )
2. Your residence certificate (such as water and electricity bill, bank/securities/insurance/fund statement, mobile phone bill, household registration book, driver's license, real estate license, rental contract or social security card in any one of the last two months-it must be in your own name).
Please provide any of the following five income certificates:
1. Payroll of any month in the last three months (if the company name is not displayed on the payroll, please provide the original payroll).
2. Bank statement/passbook showing your name and income for the last three consecutive months.
3. Bank of Communications payroll automatic transfer monthly statement or detailed account list showing your name in any month in the last three months.
4. A salary certificate issued in the name of the company and showing your name (the name of the employer and the official seal of the company are displayed at the head or tail of the certificate).
5. The latest personal income tax bill
Other supporting documents:
1. If you are a business owner, please provide a business license showing your name, business name and start date.
2. If you are not a resident of China, please provide a work contract showing the name and date of your employer.
If you can provide the following documents, it will help to speed up the card processing process and increase your credit limit:
1. Your valid qualification certificate.
2, their own special industry documents
3, their local license plate vehicle certification documents.
Documents required by China Everbright Bank:
1. Copy of the ID card of the applicant for the main and secondary cards, and the application of China citizens with passports or temporary id card as their ID cards will not be accepted for the time being.
2. Proof of a fixed residence, such as a copy of the house ownership certificate, a lease agreement for public housing or a payment invoice for commercial housing.
Three, work certificate, a copy of the work certificate issued by the unit or the original work certificate.
Four. Proof of income, such as the original payroll for the last three months, the original income certificate issued by the unit, the copy of tax payment certificate or the salary record issued by the bank.
Verb (abbreviation of verb) Practice certificate, such as a copy of teacher qualification certificate, lawyer practice certificate, doctor practice certificate or certified public accountant certificate.
Documents required by China Minsheng Bank:
I identification documents of the applicant for the main card and the supplementary card:
A copy of the ID card or military officer's card of a domestic person;
Hong Kong and Macao compatriots-copies of mainland passes and residence certificates for more than one year;
Foreigners-copy of passport and residence permit for more than one year;
/kloc-supplementary card applicant under 0/6 years old-copy of household registration book. (Please be sure to provide)
2. Work certification documents of the main card applicant: such as the original work certificate issued by the work unit, a copy of the employment contract and a copy of the work permit. (Please provide at least one copy)
3. Income documents of the main card applicant: such as payroll records issued by banks, income certificates issued by units, income tax withholding certificates, etc. (Please provide at least one copy)
Four. Financial documents of the main card applicant: such as self-owned real estate license, mortgage repayment certificate, self-owned vehicle driving license, mortgage repayment certificate, car purchase invoice, copy of our time deposit certificate, etc. (Help to improve your credit rating by the bank)
5. Proof of residence of the main card applicant: such as payment vouchers for utilities such as water, electricity and coal in the last three months, payment vouchers for communication fees such as mobile phones or fixed telephones in the last three months, and payment vouchers for cable TV fees and property management fees in the last three months. (Help to improve your credit rating by the bank)
6. Other documents of the main card applicant: such as a copy of the professional title certificate and a copy of the professional qualification certificate. (Help to improve your credit rating by the bank)
Documents required by Bank of China:
You need to submit the application form, copy of ID card, supplementary card and guarantor (foreigners need to provide a copy of passport and valid residence permit in Beijing, and compatriots from Hong Kong, Macao and Taiwan need to provide a copy of home visit permit and ID card) and the unit investigation letter to the local China bank. All units and individuals that we think are unfamiliar with credit information must pay a deposit of 5,000-40,000 yuan (the deposit is not used at ordinary times, and the interest is calculated according to time deposits).
Documents required by China Merchants Bank:
1. Copy of the identity certificate of the main card applicant and the resident identity card of the domestic personnel. (We accept/kloc-mainlanders aged 0/8 to 60 and foreigners aged 25 to 60 to apply for MasterCard. )
Two, a copy of the supplementary card applicant's identity certificate, domestic people please provide a copy of the resident identity card. (We accept/kloc-people over 0/8 years old to apply for supplementary cards)
3. Foreigners' passports or Hong Kong and Macao residents' passes to and from the mainland, copies of Hong Kong and Macao compatriots' home visits or mainland travel permit for taiwan residents, and copies of residence or temporary residence permits in China.
4. Work certification documents, such as: copy of work permit, original work certificate issued by the work unit, copy of professional title, copy of professional qualification certificate, etc.
Verb (abbreviation of verb) financial proof: such as: payroll records issued by the bank, original income certificate issued by the unit, income tax withholding certificate, self-owned real estate license, self-owned car driving license, copy of our time deposit certificate and other materials.
Documents required by CITIC Industrial Bank:
1. A copy of the identification documents of the applicant (main card and supplementary card). If the applicant is an overseas person, please provide a passport (personal data page and visa validity page), or a passport for Hong Kong and Macao residents to and from the mainland, or a home visit permit for Hong Kong and Macao compatriots, or a copy of a passport for Taiwan Province residents to and from the mainland;
2. Work certification documents, such as a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit;
3. Financial documents, such as: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the salary record issued by the bank showing the name of the applicant, or a copy of the income tax withholding certificate, or a copy of its own real estate license, etc.
Note: The bank may need you to provide additional documents for approval.