As we all know, credit card dormancy will have a series of adverse consequences for cardholders, such as affecting personal credit, being stolen, etc. Therefore, if the user does not want to continue using the card, it is best to cancel it; if there is still If necessary, you can request to restore the card. However, how to restore the credit card to normal after it is dormant? Try these recovery methods!

There are two reasons for credit card dormancy. One is caused by long-term inactivity, and the other is caused by not using the card for a long time. In this case, different measures need to be taken to recover:

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1. Inactive credit cards are dormant. If you want to resume using the card at this time, you need to activate the credit card. However, the activation methods of credit cards processed through different channels are also different, and there may be activation periods. If the activation period has passed, you can no longer apply for activation and need to reapply for a credit card. If there is no activation period, you can usually activate it within the validity period of the card. If the validity period exceeds, you will also need to apply for a new card.

2. Credit cards that have not been used for a long time will be dormant. In this case, you need to determine whether the status of the card is normal. Because after activation of some credit cards, even if they have not been used for a long time, the annual fee will be deducted. In addition, if the repayment is not made in full on time, over time, the credit card application platform will take measures to restrict the use of the card. Therefore, users are most likely to It is best to use your credit card to make random transactions and see if the card can be swiped successfully. If the card is swiped successfully, you can resume use. If you cannot swipe the card, if there is an unpaid balance, take repayment measures immediately, and then apply to the bank to resume using the card. Whether it can be restored depends on the bank's specific review results.

If you really don’t know how to restore a dormant credit card, it is recommended that you contact the customer service of the card issuing bank and transfer to manual customer service for consultation to understand the specific situation and then take measures to restore the credit card to normal. In addition, users must apply for a credit card based on their actual needs, and do not frequently use the card. At the same time, users must maintain good card usage behavior and repay in full and on time during the card use process, so as to maintain Improve personal credit qualifications so that you can use credit cards for long-term consumption operations.