1. Application conditions for Bank of Communications credit card

The age range is between 18 and 65 years old (youth card is between 18 and 30 years old), and has full civil capacity and the ability to Chinese citizens with legal and stable income, foreigners with right of residence in China and compatriots from Hong Kong, Macao and Taiwan can apply for Bank of Communications credit cards.

In addition, application conditions for different types of cards:

1. New card application: Customers who have never owned a Bank of Communications credit card principal card or have canceled the card for more than half a year. Customers who apply for a card online must hold a second-generation ID card and have never had a Bank of Communications principal credit card. 2. Apply for additional cards: Customers who currently have a Bank of Communications principal credit card.

3. Apply for a card by card: Customers who have a main credit card from another domestic bank and have held the card for more than half a year

4. Apply for an additional card: Over 16 years old and hold the same card as the main card Persons are parents, children, spouses or other direct relatives (a minimum of 3 supplementary cards can be applied for each main card name, and supplementary cards cannot be applied for under the main card of Youth Card, Business Card and BOSS Card)

2. Credit Card Information required for application

　(1) Identity documents:

　1. Residents in China: second-generation ID card, military ID card, armed police ID card

　2 , Hong Kong, Macao, residents: Mainland Travel Permit for residents of Hong Kong and Macao

3. Taiwan residents: Mainland Travel Permit for Taiwan compatriots

4. Foreigners: Passport

(2) Work certification documents

Any one of the following work certification documents:

1. Work permit, employment pass, pass, etc. pre-printed with the name of the work unit and the name of the employee. Copy of name badge

2. Original business card pre-printed with the name of the work unit and employee name

3. Original work certificate issued by the unit within the last 3 months, stamped with the official seal of the unit Or human resources department seal or financial seal or trade union seal, indicating the date of issuance

4. A copy of the teacher position appointment letter issued by the National Education Commission or the school within the last year (applicable to teachers)

< p>　5. Copy of registered physician's practicing certificate (applicable to doctors)

　6. Pre-printed medical insurance list with the name of the unit and the name of the employee, printed within the last month, including the words "medical insurance", the name of the customer, and the name of the unit , The payment record should be displayed on a one-page attachment

Note: If you are a private owner, you need to provide a copy of the business license containing the name of the registrant, the name of the unit and the date of business start, and there is no need to provide the above work certification documents. .

(3) Income certification documents

Any one of the following income certification documents:

1. Salary slip for any month in the last 3 months ( If the salary slip does not show the name of the unit, the original copy is required)

2. A copy of the bank statement/passbook showing the applicant’s name and salary income in any month of the last three consecutive months

< p> 3. The original salary certificate issued in the name of the unit within the last 3 months, stamped with the official seal of the unit, the seal of the human resources department, the seal of the finance department, or the seal of the trade union, and indicating the date of issuance

4. Copy of any personal income tax bill within the last 12 months

(4) Credit card certification documents

Copies of the front of credit cards from other domestic banks

(5 )Financial support documents

Copy of any of the following supporting documents:

1. Real estate certificate in the applicant’s name, or house purchase contract, or house pre-sale contract, or mortgage contract, Or a formal house purchase invoice

2. The original vehicle license in the applicant’s name, the model must be a sedan and the purpose must be non-operational

(6) Residence certificate

< p>　1. A copy of the utility bill (including water, electricity, gas, landline or mobile phone, etc.) in the applicant’s name for any month in the last three months

　2. Any month of the last three months Copies of bank, securities, insurance, fund, etc. statements

3. Household register showing the applicant’s current residential address, driver’s license, real estate certificate, social security card, house purchase contract, housing loan contract, house purchase invoice Copies, etc.

4. Copy of the rental contract, within the validity period of the contract

5. ID card (the bill mailing address must be consistent with the address on the ID card