What is the provident fund limit for the Industrial Bank Credit Card Gold Card?

The limit for the Industrial Bank Credit Card Gold Card is generally above 7,000, with the highest being 50,000. If your personal qualifications and credit situation are relatively good, you can also apply for a higher limit.

The credit card limit is determined based on the applicant's financial situation and credit situation, and will take into account many factors, such as the customer's work nature, education, income, personal stability, personal social credit, and others. Financial product usage and many other aspects. If you are not satisfied with your credit card limit, you can apply for a limit adjustment.

Inquiry method for Industrial Bank Credit Card Gold Card limit:

1. Online banking inquiry: Industrial Bank credit card users can log in to Industrial Bank Credit Card Online Banking and query the account information to find out the credit card Quota situation.

2. Customer service hotline inquiry: You can use your mobile phone or landline to call Industrial Bank's 24-hour customer service hotline: 95561. Press "1" to select the "Credit Card" business, and press "3" to inquire about the credit card limit.

3. Bill inquiry: Industrial Bank credit card users can check the credit card limit and cash withdrawal limit on the credit card statement sent to you by the bank every month. [img]

Can the credit limit be increased if you provide provident fund and social security payment records when applying for a credit card?

If you are talking about the credit card limit, then paying social security will not increase the credit card limit.

The credit card limit is related to the following two conditions: first, your credit card usage. If your credit card repays the limit in full and on time every month, the probability of increase will be greater; Second, if your credit card is used frequently, the bank will also give priority to reviewing your limit. If you only use it once or twice every six months, the limit may not increase much.

No social insurance policy is required. Bank credit cards determine the limit based on your actual application and credit rating, which is all the loan repayment records registered with your ID card. For example, if you apply for an ICBC credit card and deposit a time deposit with the same ID card, your credit limit will reach the amount of the time deposit.

I have a provident fund and want to apply for a CCB credit card. What is the limit?

For CCB credit cards, the approval limit for regular cards and gold cards is generally 1,000-50,000, and the standard platinum card does not exceed 200,000.

When approving, the bank will refer to the landlord’s work, income, social security, provident fund, personal tax, personal assets, credit, education and other aspects to approve the amount, so no matter which channel you apply for, Before the approval result comes out, there is no way to know the initial limit of the card in advance.

In terms of application methods, there are roughly two types, one is online application, and the other is application at a branch.

Online application is relatively simple, and does not require additional proof of financial resources. The bank will focus on the property owner's employer status, social security, provident fund, personal tax, personal credit, etc., which can be checked online. If these are not paid much or have not been paid, this method is not very recommended

Apply online. This is the traditional method of applying for a credit card. When applying, you must bring proof of work income (work permit from the unit, employment certificate, salary card statement (preferably more than 3 months), tax bills for the past 3 months, and social insurance policies). , provident fund slips, etc. (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate, car ownership, and time deposit certificates from China Construction Bank, it will be very helpful for applying for the card. (When proof of work income cannot be fully provided, it is best to have proof of financial resources)

The entire approval time for his credit card takes about 20-25 working days, which is about a month. Oh, the poster You can check the approval progress of your card through the "Application Progress Query" on the homepage of his credit card.

What is the limit for a credit card with a monthly provident fund payment of 855 yuan?

If it is China Merchants Bank, the provident fund alone cannot determine the credit card limit you can apply for.

The limit of China Merchants Bank’s regular credit card is 3,000 to 10,000 yuan, and the limit of gold card is 10,000 to 50,000 yuan. The fixed limit of a customer’s credit card application is comprehensively assessed based on the information submitted by the customer for final review. The results are subject to change. (Multiple credit cards under the same account *** share the same limit)

Can housing provident fund credit card limit be increased?

Whether the limit of housing provident fund credit card can be increased depends on how the user uses it This housing provident fund credit card.

Some customers apply for a housing provident fund credit card with a zero limit, which means the customer needs to use the credit card more before the limit is gradually increased. After the housing provident fund reaches certain conditions, you can apply for a housing provident fund credit card from the relevant bank. The greater the consumption, the higher the limit will be.

Maintain a good consumer credit, increase your credit card limit, use more credit cards and make more installments, try to spend in supermarkets and shopping malls, and strive to repay every bill in full in advance. In short, if you want to increase your credit card limit, you must not make late repayments. Swipe multiple cards, etc.

I have provident fund and social security. How many credit cards can I apply for?

This depends on your own qualifications. Having social security and provident funds is just one of your contributions. Age, education, and proof of financial resources are also taken into consideration. It cannot represent your entire situation. However, banks with social security and provident funds will generally approve cards. Provident fund social security generally has a limit of RMB 10,000 to RMB 50,000. If you want a high-limit card, you need to add other proof of financial resources.

That’s it for the introduction of provident fund credit card limits.