it is best for the cardholder to pay back the full amount owed on this credit card. At the same time, in order to avoid the blacklist of credit records, it is best to reactivate this credit card, repay it on schedule, and use the continuous period to offset the original bad credit record. Otherwise, the cardholder can not only apply for other credit cards, but also apply for financial loans such as mortgages.
under normal circumstances, once the credit card is received and the account cancellation procedures are completed, there will be no more charges in the card. However, it is necessary to remind cardholders that the cancellation of accounts should not be "reckless".