China Construction Bank’s credit card annual fee preferential policy is mainly set based on the card type. For ordinary credit cards and gold cards, customers only need to complete at least three transactions on CCB's network or physical stores each year to be exempted from the annual fee for the following year. Standard Platinum Card holders require a higher number of transactions, which is ten times per year, while for Titanium Platinum Cards, six transactions per year can meet the annual fee exemption requirement.

In addition, China Construction Bank also provides reduction and exemption services for annual account fees and small account management fees. Individual customers can go to the counter or smart teller machine of any first-level branch to apply with their valid ID and the account that needs to be reduced or exempted. Corporate customers can apply through their account opening bank. This policy provides bank customers with certain flexibility and convenience.

For detailed regulations, please refer to China Construction Bank’s official charging standards and exemption regulations for annual account fees and small account management fees to ensure that your account fees meet the minimum requirements and you can enjoy various services provided by the bank. .