Nowadays, credit card consumption can be used in almost all scenarios. Whether it is online consumption or offline shopping, you can pay by credit card at any time. And everyone who applies for a credit card has a different amount. When the consumption amount exceeds the credit card limit, it can be solved in the following ways:

1. Apply for a temporary line from the bank immediately.

Call the bank's customer service number, and you can log in to the bank in official website to apply for increasing the temporary quota if it is convenient. If you buy a mobile phone by installment with a credit card, the bank will be happy to increase the quota for you. After all, staging is one of the important incomes of banks. However, Bian Xiao wants to remind card friends that the temporary quota must be paid off in full on the next billing day, and the minimum repayment amount cannot be enjoyed.

2. Apply for increasing the quota.

This method is suitable for less urgent situations, because it will take some time for the bank to approve the increase of the quota. To increase the fixed amount, you must use a credit card for more than half a year. If you have good consumption habits, repayment habits, no bad credit history, frequent card swiping, frequent card swiping activities, etc. , you can call the bank customer service phone to apply.

Step 3 deposit money in a credit card

The insufficient part can be filled by depositing the corresponding difference. For example, cardholder Xiaobai wants to buy Apple 13 with a credit card. If the credit card is still short of 1000 yuan, Xiaobai can deposit 1000 yuan into the credit card and buy it in installments.

4, other ways to supplement

If you buy a mobile phone online, you can pay it to the merchant in cash or other ways to reduce the amount of installment payment.