The first-year annual fees for some Ping An Bank cards are rigid and non-deductible.

For example, Ping An Car Owner Card. Since the card enjoys various benefits such as accident insurance of up to RMB 500,000 for the driver, accident insurance of up to RMB 100,000 for each person in the same car, and roadside assistance services, once the card is activated from the date of issuance, an annual fee of RMB 200 will be charged, and the annual fee will be It will be charged to the latest bill after activation of the card.

At the same time, this type of card will also have corresponding annual fee reduction policies. For example, if the cumulative consumption of a car owner's card reaches RMB 30,000 or the equivalent in US dollars in each year after it is issued, the annual fee will be waived in the following year. .