Credit card debt is more than 20 thousand, will it affect the approval of agricultural bank mortgage?
China Agricultural Bank will truthfully report the loan repayment of customers in China Agricultural Bank to the basic database of personal credit information every month in accordance with the requirements of the Regulations on Credit Management of the People's Bank of China. Registration can be made through the local People's Bank or the Internet (www.pbccrc.org.cn) and the "Personal Credit Information Service Platform" of the Credit Information Center of the People's Bank of China. If it is overdue, it will produce bad credit records, interest and liquidated damages. Failure to return it for a long time may violate the law, and ABC will reserve the right to sue. Too many overdue records will affect the approval of future loans.