According to Article 25 of the Credit Card Articles of Association of Guangfa Bank:
The card issuer provides the cardholder with a monthly statement, which lists the transaction details, the total amount to be repaid, the minimum repayment amount, the due repayment date and other information recorded from the next day of the previous billing date to the current billing date (inclusive).
If the cardholder chooses automatic transfer for repayment, the card issuer has the right to directly deduct money from the account provided by the cardholder according to the repayment method selected by the cardholder and transfer it to the credit card account for repayment of the cardholder's arrears. Cardholders can also choose to purchase foreign exchange for automatic repayment. ?
Extended data:
According to Article 28 of the Credit Card Articles of Association of Guangfa Bank:
Credit card holders make non-cash transactions, and the interest-free repayment period is from the bank bookkeeping date to the due repayment date (inclusive). According to credit card products, the longest interest-free repayment period is 50 days to 56 days.
The cash advance business does not enjoy the interest-free repayment period. From the trading day until the overdraft cash amount is fully paid off, overdraft interest must be paid at the overdraft interest rate, and there is a minimum charge standard. The cash advance business does not enjoy the minimum repayment amount, and the current cash advance principal, handling fee and liquidated damages (if any) are included in the minimum repayment amount of the current bill.
China Guangfa Bank-Credit Card Articles of Association of China Guangfa Bank