The annual fee for the first year can be waived if you swipe your card 1 time within 2 months after the gold card of Minsheng Credit Card is verified, and the annual fee for the next year can be waived if you swipe your card more than 5 times in one year (you can also swipe 1 foreign currency transactions).

The annual fee-free rules for ordinary cards of Minsheng Credit Card refer to the gold card rules, while the annual fee for the following year can be exempted if the standard platinum card of Minsheng spends 18 times or 50,000 yuan/equivalent foreign currency in one year.

However, if the application is for a special card type, the rules of annual fee exemption need to be reviewed in official website.