In fact, at the beginning, if you want to apply for a credit card, you need to go to the counter, because the network was not very developed at that time, and you need to provide a lot of personal information. With the current Internet, most people apply for credit cards, which are actually done online. You just need to download a special app and then enter your personal information to complete the application. The whole process only takes about 15 minutes, so it is still very simple and efficient. At the same time, there are many credit card handlers in major offline banks, and you can also make an appointment with them. They will help you go to the door. The main job is to help you get familiar with the whole application process and authenticate you. See if you applied for this credit card voluntarily.

Personal advice.

To some extent, the credit card is just a reception application initiated by the bank in advance. Although the bank gave us this amount, it does not mean that the money belongs to us, but the bank gave us a credit rating through our personal credit. The credit limit only evaluates our previous repayment ability, not the future, so if you want to handle some capital transactions through credit cards, you should consider your repayment ability.

Extended data.

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."

Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.