Second, the advantages of use: in fact, it is quite convenient to have a credit card at present. Many restaurants, hotels and shopping have discounts, so swiping a credit card can save money! It is characterized by being away on business, inconvenient to carry a lot of cash, free of charge for credit card, free of charge for inter-bank transfer and free of charge for withdrawal from other places.

Third, note: for credit cards, you should pay them back before the repayment period, or you will be in trouble. Will affect your personal credit.