CCB small loan application conditions
1. The applicant has full capacity for civil conduct and is between 18 and 60 years old;
2. The applicant has Stable career and income, and the ability to repay the principal and interest of the loan on time;
3 The loan applicant’s personal credit status is good, and there is no bad credit record;
4 Other conditions stipulated by China Construction Bank .
The head office of China Construction Bank is located at No. 25 Financial Street, Beijing. It is a large state-owned bank. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country.
Business
Credit funds loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses.
Type introduction
Personal housing loan business
Personal housing loan business refers to China Construction Bank or China Construction Bank accepting entrustment to purchase, construct, and Loans issued to natural persons for overhauling various types of houses.
China Construction Bank’s personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loans, housing loans, that is, second-hand housing loans, personal commercial housing loans, Personal housing mortgage loans, etc.), provident fund personal housing loans and personal housing portfolio loans.
Credit card business
China Construction Bank, as one of the earliest state-owned banks in China to issue credit cards, already has many credit card types.
The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.
Silver Star International Money Transfer
CCB Silver Star International Money Transfer Service is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances to remit personal foreign exchange funds overseas.