How to activate a credit card? What are the activation methods? I love kabianxiao's introduction on how to activate credit cards.
Since the card was mailed after the credit card application was approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card.
Telephone activated credit card
Take Bank of Communications as an example. When you receive the Bank of Communications credit card, you must activate it before you can use it. Here, the user is taught how to activate the mobile phone and set the transaction password.
China Merchants Bank credit card customer service phone activation process is as follows.
(1) Call the 24-hour customer service hotline displayed on the back of the credit card. After selecting the corresponding language, please enter the cardholder password and inquiry password.
(2) According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management".
(3) Enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm.
(4) Enter the cardholder's home phone number and press # to confirm.
(5) Enter 6 digits as the cardholder's transaction password and press # to confirm.
(6) Enter the 6-digit transaction password again and press # to confirm.
(7) The transaction password is set successfully.
Activate credit card online
Take Bank of Communications as an example to tell you how to activate your credit card through the Internet.
(1) First log on to the credit card online banking page of Bank of Communications and enter the cardholder password.
(2) Please modify your query password in time after logging in.
(3) After the initial password of your credit card is successfully modified, please log in to online banking again.
(4) After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed in the signature column on the back of the credit card and your home phone number according to the page prompts.
(5) After successful activation, enter 6 digits as your transaction password according to the prompt.
(6) If you don't check the "password confirmation transaction" function on the application form, you can change the transaction mode to password signature after setting.
How to activate a credit card?
Debit cards must be activated at the counter of CITIC Bank's business outlets with the original ID card and bank card. I can't activate it without going to the bank.
I. Credit card activation method
1. The credit card can be activated by calling the customer service phone of China CITIC Bank.
2. Mobile, Unicom and telecom users send short messages to 106980095558 to activate the credit card of CITIC Bank.
3. Use CITIC Bank Mobile Banking to activate the credit card.
4. Credit cards can also be activated by logging in to CITIC Bank official website. The specific method is as follows:
1) Search for "CITIC Bank" with Baidu, find official website of CITIC Bank after the search, and click Enter.
2) After entering, find "Credit Card" and click Enter.
3) After entering, find "Open Card" and click Enter.
4) After entering, find "Online Banking Card Opening" and click Enter.
5) After entering the online bank to open the card, enter the corresponding information, and after passing the verification, the credit card of CITIC Bank can be activated.
Operating environment: glory 9i9. 1.0. 148 Baidu 13.5.0. 10.
Second, CITIC Bank.
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.
The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange.
CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong. On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.
How to activate a credit card?
If you want to activate the credit card, after receiving the card mailed by the bank, the customer can directly log in to the personal online banking or mobile banking client and credit card APP, find the card he applied for on the personal account page, and select the activation option to open the card online.
In addition, customers can also call the bank's service hotline directly, press the "0" key to switch to manual service, and then apply to the customer service staff for activation. Bank customer service will help activate the card after verifying the customer's identity and card information.
Of course, everyone needs to pay attention. If it is the first time for you to apply for a bank credit card online, I'm afraid you need to go to the outlet to activate it. In this regard, after receiving the card, the customer can bring his personal ID card and credit card to the counter of the outlet for activation within the agreed time. Usually he just asks a few questions, signs a statement and opens the card.
The reason for the face-to-face signing at the outlet is that the bank needs to confirm the customer's identity information and ensure that the credit card application is my own.
How to activate a credit card?
In general, after applying for a credit card, there are the following ways:
1, network activation: bring my ID card to the bank counter to activate.
2. Telephone activation: Call the customer service phone on the back of the credit card to activate, and follow the customer service prompts to activate.
3. Online activation: log on to the website of Credit Card Center. Each bank's website is different, but the activation steps are roughly the same.
Reasons why credit cards need to be activated: Because credit cards are basically sent to applicants by registered mail, in order to avoid mailing to the wrong address or the credit card being seized in the process of mailing, the bank requires that the credit card must be activated before consumption, and the cardholder needs to provide personal information, such as birthday and ID number, for verification.
For the cardholder's safety, don't open the card before mailing, so even if the mailing is wrong or damaged, others can't activate your personal information, and naturally you can't use the card.
Extended data:
What will happen if the credit card is activated without spending?
It won't be a big problem not to spend after the credit card is activated, but after the bank deducts the annual fee from the credit card limit, the customer must remember to repay it on time, otherwise it will be overdue, which will bring adverse effects and damage personal credit.
Of course, if the customer's card is directly free of the annual fee, then naturally there is no need to worry about the annual fee, and then just keep the card well to avoid information leakage and security risks.
What you need to pay attention to is that in fact, many ordinary cards and gold cards are exempt from annual fees, so customers can swipe their cards several times a year, as long as they reach the prescribed number of times. There will be no annual fee at that time, and customers will not have to repay. In the past, as long as the credit card consumption was paid off on time before the repayment date (inclusive), the customer only needed to repay the consumption principal without generating interest.
Moreover, if customers only apply for cards for collection, not for credit card consumption, it is recommended that customers choose cards that are directly free of annual fees. If you apply for high-grade cards such as Platinum Card and Diamond Card, the customer will not be able to activate them because of the hard annual fee, otherwise they will be overdue on the repayment date.
How to activate a credit card
This time, taking the Bank of China Bank Credit Card as an example, it is activated in the official account of WeChat WeChat:
1. First, we open WeChat and click the search logo in the upper right corner.
2. Enter "China Bank Credit Card" in the input box, and then click the China Bank Credit Card that appears below.
3. Next, we click on the official account of China Bank Credit Card WeChat.
4. Focus on the official WeChat account in the pop-up interface.
5. Go to the homepage of official WeChat account, and click the first tab on the left of the tab bar at the bottom of the homepage, My Account.
6. Click Activation _ More at the bottom of the pop-up options.
7. Click the card opening button at the top of the new message box to activate.
8. Finally, in the opened page, enter identity information such as credit, ID number and mobile phone number, and click Activate to complete the card opening operation.
This concludes the introduction of how to activate the credit card program and how to activate the bank credit card. I wonder if you found the information you need from it?