It is overdue for 6 months, and the credit information is damaged, so it is impossible to apply for Everbright Credit Card.

The rules for banks to apply for credit cards are as follows:

1, age requirement: the age is between 18 and 65;

2. Income and asset requirements: stable occupation and income;

3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;

4. Have full capacity for civil conduct;

5. Provide the originals of various certificates.