The provident fund generally refers to the housing provident fund, which means you can use this to get a loan when you buy or build a house. The interest rate is lower than that of commercial loans. The provident fund is also very useful in credit loans. Yes, maybe this is why the bank told you when you applied for a credit card that the housing provident fund is handled by the company for you. If your company has this kind of benefit, congratulations, you have a good company and good company