That is, the condition information you provided can't meet the standard of handling the card, and you need a salesman or intermediary to use resources to help you handle it. If you do, you will receive some hard work. 20 points is 20% of the actual card amount. For example, if the amount is 1000, you will be charged 2000. But if conditions permit, there will be many salesmen scrambling to help you do it for free!