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Why do people with Hua Xia Credit Card always call to apply for installments?

Call China Credit Card to apply for installment plans.

1. Credit card installments are profitable: Credit card installments of various banks, including bill installments, cash installments, car installments, merchant installments, etc., do not have interest-free services. Cardholders need to choose the installment plan Several bear a certain rate of handling fees, and the monthly rate is basically between.

2. Reduce bank risks: If you use a credit card to overdraft, and when the bill amount comes out, you do not have the ability to repay the full amount. The bank proactively calls to invite installments, which can prevent cardholders from being overdue and affecting their credit report. .

3. Salespersons work hard for personal performance: The bank has dedicated outbound customer service representatives for installment payment business. These people have daily performance appraisals. The greater the volume of business introductions, the higher the commissions. Daily calls are made to invite customers who persist. Cardholders are more active in doing credit card installments.