First, there are two main conditions for applying for a credit card:

1. Age requirement: 18-60 years old.

2. Have a stable job and income source.

Second, the materials and certificates that need to be provided when handling:

1. Domestic residents only need to provide: completed and signed application form, identity certificate, residence certificate and income certificate.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.

Extended data:

Application process

Counter application

Personal valid certificate:

1. I carry my valid identity certificate, military officer's card, original household registration book and its attachments.

2. If you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner, you need to provide residence permit, passport, local ID card and other documents.

Proof of credit information:

1. A copy of the payroll or income certificate issued by the applicant's work unit or the salary passbook/bill issued by the bank (with information on the payment of wages for the first three months), or a copy of the personal income tax withholding certificate (valid).

2. Provide living materials, including water, electricity and gas costs.

3. Providing bills of commonly used credit cards or proof of real estate (individual) can increase the application amount of credit cards to a certain extent.

Reference source: Baidu Encyclopedia-Bank of Communications Credit Card Center