What’s the credit limit for a 200,000 car loan? It is often recommended that people who own houses and cars can apply for a card through bank branches, because real estate and cars are proof of financial resources and can reflect the applicant's assets. The credit limit for a person with assets is naturally higher than that for a person without assets. Although there is a slight relationship between the vehicle value and the approved credit limit, it plays a big role. After all, when people who own cars apply for credit cards, they do not use the vehicle mortgage as a guarantee. No matter how high the value of the vehicle is, it has nothing to do with the bank. After all, what banks consider most when approving a card is the applicant’s income, spending power, and repayment ability. Otherwise, even if the value of the vehicle is high, but the applicant's repayment ability is not good, the bank will have certain risks in approving the card and will not easily approve large-value cards. In addition, the car credit card limit of 200,000 is also related to the credit card level to be applied for. After all, banks set different limit ranges for different levels of credit cards. Among them, the ordinary card has the lowest limit, the gold card has the medium limit, and the platinum card and above have the lowest limit. high. To sum up, the key to the 200,000 car credit card limit depends on the applicant’s credit conditions, especially the repayment ability. If the applicant has a relatively high income, good credit, and can provide sufficient proof of financial resources, the applicant can provide the bank with There is basically no problem in applying for a vehicle driving license with a credit limit of 50,000 yuan. Of course, it doesn’t matter if the limit is too low. It’s easy to increase the limit by developing good card usage habits.