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What are the consequences of not renewing expired credit card documents?

This will cause the function of this credit card to be temporarily disabled. If users want to handle certain credit card services at this time, they will be affected. Usually, banks will give users some time to update their credit card information, which is about 90 days. After this time, some businesses will not be able to be processed, and in serious cases, card consumption will not be possible.

Does ETC need to be re-bound after changing the credit card?

Required. If the ETC card has reached its expiration date, the bank will generally notify the cardholder 30 to 60 days before the expiration date. If the cardholder has made good use of the card, the customer will generally be asked whether to renew the card. If the customer agrees and confirms the delivery address, the bank will send the new card to the customer. At this time, customers only need to activate the new card, then rebind the new card, etc.