Of course, credit card requirements are low, but now mortgage requirements are stricter, making it more difficult.

Conditions for applying for a credit card:

01

First of all, there are certain age requirements for applying for a credit card: you must have full civil capacity, that is, 18 years of age and above.

02

Have legal and stable income and good credit.

03

Provide corresponding identity documents: copy of ID card or military officer ID.

04

Employment certification documents, some banks also require proof of income and financial resources. Proof of financial resources can include a copy of the real estate certificate, a copy of the motor vehicle driving license, a bankbook, etc. Anyway, the proof of financial resources depends on the individual's repayment ability, which makes it easier to apply.

05

The document proving the place of residence can be a copy of the household registration book, or a certification document issued by the street, or some other certification documents. This is easier to do.

06

There is also an application form to apply for a credit card.