Black card, symbolizing extremely high power and wealth

Citibank’s black credit card called “Ultima” and American Express launched a credit card called “Centurion” in 1999 Black credit cards are called “the king of cards” by industry insiders. Some people say that only by owning this kind of black card can the card owner's "noble status" be fully demonstrated. Because this kind of black card does not accept applications, only banks actively invite customers to join. It is reported that American Express’s black card owners are a very small number of 1% of the top customers.

There is a scene in the 007 series movie "Casino Royale": Bond came to a high-end hotel in the Bahamas and did not reserve a room in advance, but when he showed a black card to the receptionist, the receptionist immediately A superior suite was arranged for him. This black card is the legendary "black card".

It is called "Black Card" because its color is black, but its texture is titanium. The heavy texture and luster declare her restrained and noble attributes. This is the top credit card customized by American Express for the world's top wealthy people - the Centurion Card, commonly known as the American Express Black Card.

You can’t find any trace of this card on the American Express homepage. It does not promote it to the outside world, nor does it accept applications. American Express only selects 1% of its platinum card users as specific targets. Issue cards. Usually the owner of a black card is as follows: male, CEO, president or chairman of a well-known company, between 35 and 60 years old, with an annual income of at least US$10 million, owns multiple cars and luxury homes, and likes to own private cars Yachting, airplane rides... The minimum annual consumption of Centurion Card holders is US$250,000, and the annual fee is US$2,500. It is currently only issued in the United States, the United Kingdom and Hong Kong. Hong Kong's standards are a minimum annual salary of HK$2 million or a deposit balance of no less than HK$8 million in the last three months, an annual fee of HK$19,800, and a membership fee of HK$23,800.

The low-key texture and high cost reveal respectable enjoyment. Cardholders can receive private and first-class upgrades on daily flights, hotel suite upgrades, private travel consultants, tickets to major shows, 24-hour private banking and other services. Black cards also allow cardholders to easily advance into upper-class social circles, enter and exit various high-end clubs, and establish and expand social circles.

Many times, holding a black card means having the right to let people from all over the world serve you. The widely circulated story about black cards proves this point. If the cardholder wants to travel to the world, as long as it is something that people on earth can do, American Express will try its best to satisfy it. Such instances have appeared many times in film, television and animation works.

In addition to the American Express Black Card, some institutions also have such cards. For example, there is a white card jointly issued by Stratus Rewards and Bank of America. Cardholders can only be invited or appointed and can get private jet rental discounts and $1 million in travel accident insurance. If the annual consumption reaches 195,000 pounds, they can Take a free private jet trip to the Louvre or the Pyramids.

The rich people’s admiration for black cards mainly comes from the sense of dignity and dignity that black cards give them. It is said that when Tony Leung used his black card to buy groceries in the supermarket, the light on the small titanium card surface even exceeded his own starlight. As the number of super-rich people in China increases, the demand for black cards is also increasing. China Merchants Bank is currently negotiating with American Express about the black card. It is estimated that before long, China's top wealthy people will also be able to own the low-key and luxurious American Express black card.

Well, it seems that Quan Zhilong also has a black card, haha~

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