What is the daily interest rate of 0.05% for IC credit cards?

Hello, if it is helpful, please adopt:

0.05% is five ten thousandths; That is, you borrow 1 0,000 yuan and pay 5 yuan interest every day; That is, monthly interest 1.5% and monthly payment 150 yuan; That is, the annual interest rate is 18%, and the annual payment is 1800 yuan.

Similarly, the central bank's benchmark interest rate is 6% per year. You can compare this gap, which is three times.

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