the answer is: probably. According to the Personal Information Security Code, Network Security Law and other laws and regulations, financial institutions have the right to use personal information such as your mobile phone number obtained through public and legal channels for telephone and SMS collection. If you are overdue for a long time, you may be chased by a finance company or law firm. They can use the public address book to get your contact information and urge you to repay by phone, SMS, social network and other means.

at the same time, it is worth noting that your personal information may also be provided to other financial institutions, credit reporting agencies and other parties. Therefore, you can know your own big data by querying systems such as "Kingfisher Data" to understand your personal credit status, and you can also help assess your future credit risk. However, if you have found that your credit status is not good, you should take measures to improve it as soon as possible to avoid greater financial risks in the future.