CR after the credit card amount means Credit, which means credit.

It means that there is money in the account, and most credit cards mean repayment;

CR is added after credit card finance, indicating that there is a deposit in the credit card.

The balance in the credit card is the overpayment:

The overpayment refers to the funds overpaid by credit card customers when repaying or the funds deposited in the credit card account. The overpayment is withdrawn A certain amount of fees needs to be paid;

This amount can increase the available limit of the credit card, or be used directly for consumption repayment;

If there is an overpayment on the credit card, it will be deducted first If the overpayment is made, the credit limit will be deducted. If the overpayment is greater than the consumption amount, it will not form an overdraft;

For example, if you need to repay 900 yuan in this period, the actual repayment is 1,000 yuan, and the excess is 100 yuan. It is an overpayment;

If you deposit money into a credit card in advance without consumption, then this part of the money cannot be withdrawn. If you want to withdraw it, a high handling fee will be charged, so It should be avoided as much as possible;

Interest is not accrued on overpayments.