meituan co-branded credit card has two main functions:
1. First, this card can be used as an ordinary credit card. This credit card has financial function. Users can use Meituan's joint credit card for daily consumption. When they are short of funds, they can also use Meituan's joint credit card to withdraw cash or borrow money. Some cooperative merchants can also get credit card preferential activities when spending money.
2. because meituan co-branded credit card is a financial credit card jointly issued by meituan and the bank, users can use meituan co-branded credit card to spend money on meituan APP and enjoy related preferential activities.
Meituan Credit Card is the same as ordinary credit cards, and they are all used normally. Because Meituan Credit Card itself is a product jointly issued with banks, it is endorsed by professional banking institutions. On the Meituan credit card, we often get more favorable prices and services when conducting transactions on Meituan, which is better than other credit cards.
Extended information
Meituan credit card has many advantages, and it is worthwhile to use Meituan frequently. This kind of credit card is free of annual fee, overpayment cash withdrawal fee, SMS service fee, loss reporting fee and card replacement fee. Meituan Credit Card is a co-branded card jointly issued by the bank and Meituan Review, so the rights and interests of this card are related to Meituan to a great extent. For example, the cardholder can enjoy the "early adopter privilege" of Meituan's platform, and the credit card spending points can be automatically converted into Meituan's spare cash on the platform every day according to the 1 yuan /1 standard, and Meituan will pay the first daily reduction of 6 yuan within 9 days of issuing the card. This can save the fans of Meituan a little money, but if they don't use Meituan regularly, these rights and interests are redundant, so they should be handled according to their own needs.
There are also many banks that cooperate with Meituan to launch joint credit cards, and different banks will have different annual fee policies. The same is true of ordinary credit cards. Different banks' cards have different charging standards and annual fee reduction policies.
However, if the repayment is delayed, Meituan co-branded cards and other ordinary credit cards will be recorded in the personal credit report, which will affect personal credit. Therefore, no matter which card customers apply for, they should make good use of it.