As the saying goes: Know yourself and the enemy, and you can fight a hundred battles without danger! The same goes for applying for a credit card. You must not only have a clear understanding of your own card application qualifications, but also understand the application conditions for the card you want to apply for. Today I would like to introduce to you the application conditions for the Bank of Communications China Railway Network co-branded credit card to see if you are suitable to apply? As we all know, the application conditions for Bank of Communications credit cards are relatively loose, and the acceptance rate for ordinary cards is very high. However, the China Railway Network Co-branded Credit Card belongs to the gold and platinum levels, so not everyone is suitable to apply.

1. Gold card application conditions If you want to apply for the Bank of Communications China Railway Network co-branded credit card gold card, you need to meet the basic conditions of the credit card: 1) Aged over 18 years old, with a stable job and income; 2) Personal tax Good credit, no bad credit history. In addition, if you want to ensure a successful application rate, it is best for applicants to have an annual salary of more than 120,000, and to have relatively long and stable working hours.

2. Platinum Card Application Conditions The platinum cards of major banks are issued to their high-quality customers. They only have the basic conditions for credit card application and are not eligible to apply for a card. If you want to apply for a China Railway Network co-branding Credit cards must meet at least any of the following conditions: 1. High-end customers who already have a Ward Wealth Card (average daily deposits of 500,000 or more in Bank of Communications for three months); 2. Can provide proof of high income and platinum cards from other banks or Higher-level credit cards have a credit limit of more than RMB 50,000 and have used the card for more than 6 months; 3. Proof of income plus proof of own real estate, real estate certificate or house purchase contract; The above are the application conditions for China Railway Network co-branded credit card, gold card Platinum cards and platinum cards are suitable for different groups of people, and cardholders must treat them differently. If you blindly apply for a platinum card in pursuit of a high credit limit, you will lose more than you gain in the end if your bank rejects the card. Bank of Communications credit card application portal