2. Reasons for credit card restrictions: there is suspicion of cashing out. Credit cards have been monitored by banks during their use. If a large transaction suddenly appears, the bank will pay special attention. If there is a large amount of consumption, the bank will freeze the credit card.
3. If the credit card is in danger of being stolen, the bank will limit some consumption of the credit card in order to ensure the interests of the cardholder, and there will be anomalies during the transaction. Especially when a large credit card is suddenly swiped, the general bank will confirm it by phone.
At present, many credit cards are still magnetic strips. If it is used for too long, degaussing may occur. At this time, using credit card for consumption may be abnormal, which requires special attention.
Measures:
In order to prevent credit cards from being restricted, cardholders need to use credit cards normally, and the consumption limit should not fluctuate greatly as far as possible. And be sure to keep the password when swiping the card.
In fact, the restricted card means that the card has been frozen by the bank and cannot be used normally. Restricted cards are generally abnormal card transactions. In order to prevent cardholders from suffering losses, banks generally restrict some functions of cards. Of course, after the card is restricted, the cardholder can call the bank customer service to solve it.
The biggest reason why credit cards are restricted may be the suspicion of cashing out, because credit cards will always be monitored by banks during their use. If a large transaction suddenly appears, the bank will pay special attention. If there is a large amount of consumption, the bank will freeze the credit card.
Restricted card means that the bank card has been frozen and cannot be used normally. If the card is found to be restricted in ATM, it may be caused by degaussing the card, too many password input errors, UnionPay closing the degraded transaction function, and the bank card does not support transactions. If it is found that the use of credit cards is restricted during consumption, it is probably because of stolen or abnormal use, overdue overdraft and other reasons. When the bank card is restricted, you should call the customer service phone of the bank in time to find out the reason.