for example, if you spend money on December 24th, it will be included in the current bill and you need to repay it before January 2th, 215. If the consumption is made on December 26th, and it is included in the bill on January 25th, 15, it needs to be repaid before February 2th, 15. You can enjoy interest-free repayment for up to 56 days on the latter date.