CITIC Bank Credit Card Application Conditions Any natural person with full capacity for civil conduct can apply to the card issuer for a CITIC Credit Card personal card principal card with his/her valid identity document and other documents required by the card issuer. The primary cardholder of a personal card can apply for supplementary cards for other natural persons. The principal cardholder shall be jointly and severally liable for the debts incurred under the principal card and the supplementary card, and the supplementary cardholder shall be jointly and severally liable for the debts incurred under the principal card. If you meet the above application conditions, you can apply for a CITIC Bank credit card.
Requirements for opening CITIC Bank’s “Online Payment Card”
The only condition is to apply for a CITIC Bank UnionPay single currency credit card. What is the difference between CITIC Credit Card and online payment card?
1. The carrier is different. The credit card is a physical card and is issued by a card. The online payment card is a virtual credit card. After opening, you will get a string of online payment card number, validity period, and CVV2, which you can use to make purchases
2. The application scenarios are different. The credit card is for face-to-face consumption. Unless you have opened online banking, otherwise you need to Use POS to make purchases. Online payment cards are mainly used for online payment, online shopping, etc.
3. The number of cards to be opened is different. You can only apply for one main card with a credit card, and 10 online payment cards can be opened at the same time. The total number of applications for opening in a calendar year shall not exceed 20.
4 , security is different. Credit cards mainly rely on themselves to keep card information, etc. Online payment cards can independently set payment limits and validity periods, freeze them in a timely manner, and control them more conveniently.