If the credit card is bound to the bank card for automatic repayment, the customer can directly log in to the online banking or mobile banking client, enter the setting window on the credit card page, and then find the automatic repayment option to bind a bank card. Or the customer can call the issuing bank, transfer to manual service, apply to the customer service staff for automatic repayment, and then provide the bank card number to the customer service, so that the customer service can help set it up.

If there is a business outlet of the issuing bank nearby, customers can also bring their personal ID cards, credit cards and bank cards to the counter of the outlet to find a staff member to handle it.

Of course, it should be noted that the savings card that provides repayment must be my name, not someone else's name. In addition, you must belong to the same bank as the credit card. If you don't apply for a savings card at the credit card issuer, you should apply for a savings card first, and then apply for automatic repayment on the spot.

Also, the status of the savings card used for repayment should be normal, and customers should always pay attention to the status of the card after completing the automatic repayment business to ensure that the funds in the card are sufficient.

Is it serious to cancel the credit card?

1. Overdue records cannot be overwritten: if the credit card is in good condition and has no overdue records, it can be cancelled if it is not used. However, if the credit card is overdue, even if the debt is paid off, the overdue record will not be eliminated after cancellation, and it is static. In addition, the credit card cannot be stamped with new records, which may lead to the failure of credit business in the future. Therefore, it is not feasible to cancel overdue credit. As long as the credit card is in a normal state, it is necessary to continue to use the credit card for consumption, repay the loan on time, and slowly cover up the bad records with the new records generated. The impact of overdue will be reduced, and there is also a chance of success in running credit business.

2. Impact on re-applying for a credit card: After canceling the credit card, you can still find the relevant information of this card on the credit report, such as the issuing bank, the time of card approval, credit limit, etc. Except for bad behaviors that can only be eliminated after 5 years, and credit card account opening information will always be saved. If you apply for this bank's credit card again, the bank will find the previous card information. Because the card is useless, the bank can't recover the cost and make the cardholder's money. Maybe the card will be rejected directly, so as to avoid canceling the card after approval and wasting resources.