1. I didn't apply for a credit card. I applied for a credit card with someone else's ID card and related materials.

2. If the credit card application conditions are not met, the applicant asks others to apply and fill in the form.

3. The applicant did not apply voluntarily.

When applying for a credit card, the bank staff asked to take a photo with the applicant. In order to strengthen the management of credit cards, banks can only enter the system for approval if the applicant, signature and original application materials of credit cards are complete.

Extended data

Matters needing attention in credit card application

Regarding this kind of influence, Zhang Haoxuan, a lawyer in Xinjiang, thinks that the procuratorial suggestions can give banks a good warning, but after all, they "treat the symptoms, not the root cause".

Zhang Yixuan suggested that the financial sector should change its working concept, give consideration to honesty, service and social responsibility while pursuing benefits, and establish a management awareness that reducing illegal crimes through strict management is also a soft benefit. "For example, raise the threshold for issuing cards, strictly screen credit card applicants, and build the first line of defense to safeguard the interests of banks; A reasonable overdraft limit should be given, which should match the cardholder's consumption level and credit rating, rather than the more the better. "

References:

China Economic Net-The credit review of some banks is not strict, which leads to bad credit overdraft of credit cards.