ICBC’s messenger fee, that is, the SMS notification service fee, refers to the fee incurred by users in order to enjoy the instant SMS reminder service for account fund changes. This service helps to enhance the security of account funds. When the account balance changes, the bank will promptly notify users via SMS.
It should be noted that ICBC in different regions may have different fee standards for balance change reminder services. If you want to know the specific fees, it is recommended to bring your ID card and bank card to any ICBC branch for consultation to obtain detailed information. In addition, messenger fees are part of the messenger service and are different from other banking fees.
In addition to messenger fees, there are other common handling fees for bank cards in daily use. For example, inter-bank ATM cash withdrawals usually charge a handling fee of 2 yuan per transaction. When canceling an account, debit cards are usually free, but reporting the loss and reissuing a card after loss may cost 10 to 20 yuan and 5 to 15 yuan respectively. The fees for reporting the loss of a credit card and replacing the card vary from bank to bank, and may range from 20 yuan to 80 yuan. Some banks even do not charge a card replacement fee.
This information comes from the CCTV website, the official ICBC service price list, and the 2017 version of the Industrial and Commercial Bank of China's service price list. The official information shall prevail, which will help you understand ICBC's fee standards more comprehensively.